Best No-KYC Crypto Payment Gateways
Top crypto payment gateways that require zero or minimal identity verification. Accept crypto payments without sharing your business details.
Last updated: March 2026 · 16 gateways match this category
How to Choose a No-KYC Payment Gateway
No-KYC gateways let you start accepting crypto payments without submitting business documents, government IDs, or bank statements. This is critical for freelancers, DAOs, open-source projects, and businesses in jurisdictions where traditional merchant accounts are unavailable. Coinremitter, PayGate.to, ATLOS, and BTCPay Server all operate without KYC.
The trade-off for zero verification is typically fewer features. Most no-KYC gateways lack fiat settlement — you receive crypto and must convert it yourself. They also tend to offer fewer e-commerce integrations and no subscription billing. If you need recurring payments or bank deposits, you may need to accept minimal KYC from providers like NOWPayments or Plisio.
Non-custodial matters more with no-KYC gateways. Since there is no identity verification, fund recovery after disputes is nearly impossible with custodial providers. Choose non-custodial options like Coinremitter, PayGate.to, ATLOS, or BTCPay Server where payments go directly to your wallet — no intermediary holding your funds.
Top 3 Compared
| Feature | Coinremitter | PayGate.to | Paymento |
|---|---|---|---|
| Tier | Gold | Gold | Silver |
| KYC Level | No KYC | No KYC | No KYC |
| Transaction Fee | 0.23% | 0.5% | 0.5% |
| Monthly Fee | Free | Free | Free |
| Supported Crypto | BTC, ETH, USDT, USDC, LTC +5 | BTC, ETH, USDT, USDC, SOL +3 | BTC, ETH, USDT, USDC, SOL +2 |
| Chains | Ethereum, BSC, Tron, Solana +1 | Ethereum, BSC, Tron, Solana +1 | Ethereum, BSC, Solana, Polygon +1 |
| Subscriptions | |||
| Invoicing | |||
| POS Terminal | |||
| API | |||
| Plugins | WooCommerce, Magento, Laravel, OpenCart | WooCommerce, Shopify | WooCommerce, Shopify |
| White Label | |||
| Mass Payouts | |||
| Fiat Settlement | |||
| Non-Custodial | |||
| Open Source | |||
| Affiliate Program | 30% Revenue share on transaction fees | White-label Set your own markup | TBD Revenue share |
| Action |
All Matching Gateways
Coinremitter
Cost-conscious merchants who want the lowest fees with no KYC and non-custodial fund handling
0.23%
10+ coins
PayGate.to
Privacy-focused merchants wanting a white-label, non-custodial gateway with zero registration
0.5%
8+ coins
Paymento
Merchants wanting non-custodial crypto payments with innovative BNPL functionality
0.5%
7+ coins
XAIGATE
Budget-conscious merchants wanting the absolute lowest transaction fees with auto-USDT conversion
0.2%
8+ coins
BTCPay Server
Technical merchants who want zero fees, full sovereignty, and complete control over their payment infrastructure
0% (free)
4+ coins
Trocador
Privacy-focused merchants who want zero KYC and non-custodial crypto acceptance
Variable (aggregator spread)
10+ coins
CryptoCloud
Merchants and Telegram-based businesses wanting zero-KYC crypto acceptance with privacy coin support
0.4%
12+ coins
BlockBee
Developers and e-commerce stores wanting the lowest fees with maximum plugin compatibility
0.25%
12+ coins
Apirone
Bitcoin-focused merchants wanting non-custodial processing with e-commerce plugins
1%
6+ coins
PassimPay
Businesses and individuals wanting zero-KYC crypto acceptance with mass payout capability
0.5%
10+ coins
MaxelPay
Telegram merchants and webmasters wanting no-KYC crypto acceptance with wide coin support
0.4%
12+ coins
NexaPay
Merchants wanting to accept card payments (Visa/MC) and receive crypto without KYC
1-3%
6+ coins
BitHide
Privacy-focused businesses wanting crypto acceptance without KYC/AML checks
0.95%
9+ coins
PayRam
Technical merchants wanting sovereign, self-hosted, zero-fee crypto payment processing with no middleman
0%
6+ coins
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