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Paymento

Silver TierNo KYC

Paymento is a non-custodial crypto payment gateway with a unique BNPL (Buy Now Pay Later) feature for crypto payments. No KYC required, payments go directly to your wallet. Supports BTC, ETH, USDT, USDC, SOL, and more across 5 blockchain networks.

Last verified March 24, 2026

Fees

Transaction Fee0.5%
Setup FeeFree
Monthly FeeFree

Features

Subscriptions
Invoicing
POS Terminal
API Access
White Label
Mass Payouts
Fiat Settlement
Non-Custodial

Details

Supported CryptoBTC, ETH, USDT, USDC, SOL, BNB, MATIC
ChainsEthereum, BSC, Solana, Polygon, Tron
PluginsWooCommerce, Shopify
Open Source
Self-Hosted

Pros

  • Non-custodial — you hold your own keys
  • No KYC required for merchants
  • BNPL (Buy Now Pay Later) in crypto — unique feature
  • Direct wallet payouts, no intermediary
  • Supports major stablecoins and tokens

Cons

  • No subscription billing
  • No mass payouts
  • Limited plugin ecosystem
  • No fiat settlement
  • Smaller team — less enterprise support
  • Affiliate details still TBD

Best For

Merchants wanting non-custodial crypto payments with innovative BNPL functionality

Affiliate Program

CommissionTBD
TypeRevenue share
PayoutCrypto

Affiliate program available — commission details pending confirmation.

How Paymento Compares

FeaturePaymentoNOWPaymentsPlisio
TierSilverGoldGold
KYC LevelNo KYCMinimal KYCMinimal KYC
Transaction Fee0.5%0.5%0.5%
Monthly FeeFreeFree (Business plan available)Free
Supported CryptoBTC, ETH, USDT, USDC, SOL +2BTC, ETH, USDT, USDC, LTC +5BTC, ETH, USDT, USDC, LTC +5
ChainsEthereum, BSC, Solana, Polygon +1Ethereum, BSC, Tron, Solana +3Ethereum, BSC, Tron, Litecoin +1
Subscriptions
Invoicing
POS Terminal
API
PluginsWooCommerce, ShopifyWooCommerce, Shopify, Magento, PrestaShop, WHMCS, OpenCart, Zen CartWooCommerce, Shopify, Magento, PrestaShop, OpenCart, WHMCS
White Label
Mass Payouts
Fiat Settlement
Non-Custodial
Open Source
Affiliate ProgramTBD Revenue share25% Per transaction, 5-year lifetime25% Revenue share
Action
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