ForumPay Review 2026 — POS Terminal & Retail Crypto Payments
ForumPay review: POS terminal, white-label checkout, fiat settlement, 0.5% fees, 7 blockchain networks. Built for retail. Honest pros, cons, and verdict.
TL;DR — ForumPay
A retail-focused crypto payment gateway with a dedicated POS terminal, white-label checkout, and fiat settlement. The 0.5% fee is competitive, and the focus on physical stores makes it stand out. Good for brick-and-mortar businesses that want crypto payments without complexity.
★★★★☆ 3.9 / 5
Try ForumPay →What Is ForumPay?
1. POS Terminal
A dedicated point-of-sale interface for physical stores. Runs on tablet, phone, or dedicated terminal hardware. Enter the amount, display the QR code, customer pays. The UX is designed for cashiers, not developers.
2. White-Label Checkout
Brand the entire payment experience with your logo, colors, and domain. Works for both online checkout and in-store POS. Your customers see your brand, not ForumPay's.
3. Fiat Settlement
Receive USD or EUR in your bank account. ForumPay handles the conversion — you never need to touch an exchange. Settlement is daily for established merchants.
4. 7 Blockchain Networks
Supports Bitcoin, Ethereum, BSC, Polygon, Solana, Tron, and Avalanche. Customers pay on their preferred chain, you receive in your preferred currency.
5. Zero-Volatility Mode
Lock in the fiat price at the moment of payment. The customer sees the exact crypto amount, pays it, and you receive the exact fiat amount you quoted. No slippage, no volatility risk.
6. E-commerce Plugins
Plugins for WooCommerce, Magento, PrestaShop, and OpenCart. Also has a REST API for custom integrations.
Pricing & Fees
0.5% is competitive, especially with fiat settlement included. NOWPayments charges 0.5% but without fiat. CoinGate charges 1% with fiat. BitPay charges 1% with fiat. ForumPay gives you both low fees and bank deposits.
Pros and Cons
Pros
- Dedicated POS terminal — best for retail
- 0.5% fees with fiat settlement included
- White-label checkout and POS
- Zero-volatility mode
- 7 blockchain networks
- Multiple e-commerce plugins
Cons
- KYC required for fiat settlement
- Fewer supported coins than NOWPayments
- No Shopify plugin
- Less developer documentation than competitors
- Smaller community and fewer reviews
- No mass payout feature
How ForumPay Compares
Final Verdict
ForumPay is the best choice for physical retail stores that want to accept crypto. The POS terminal is purpose-built for cashiers, the zero-volatility mode eliminates risk, and the 0.5% fee with fiat settlement is hard to beat.
For online-only stores, you have better options. NOWPayments has more coins and better developer tools. Confirmo has Lightning for faster online payments. But for in-store crypto payments, ForumPay is the one to beat.
Ready to accept crypto in your store?
Try ForumPay →Frequently Asked Questions
Does ForumPay work for online stores?
Yes. ForumPay has e-commerce plugins for WooCommerce, Magento, PrestaShop, and OpenCart. But its real strength is the POS terminal for physical stores.
Does ForumPay require KYC?
Minimal KYC for basic crypto payments. Full business verification is needed for fiat settlement. The process is straightforward and typically takes 1-2 business days.
How fast are ForumPay payments?
Depends on the blockchain. Solana and Tron transactions confirm in seconds. Bitcoin takes longer but ForumPay uses zero-confirmation for small amounts to keep checkout fast.
Can I receive USD from crypto payments?
Yes. ForumPay converts incoming crypto to USD or EUR and deposits it in your bank account. You set your preferred currency once and every payment gets auto-converted.
What hardware do I need for the POS terminal?
Any tablet or smartphone with a browser. ForumPay's POS is web-based — no special hardware required. A dedicated tablet at the register is the most common setup.
Is ForumPay cheaper than CoinGate for retail?
Yes. ForumPay charges 0.5% versus CoinGate's 1%. Both offer fiat settlement and POS support. ForumPay's POS is more retail-focused, while CoinGate has better e-commerce integrations.
Does ForumPay support Shopify?
Not currently. ForumPay supports WooCommerce, Magento, PrestaShop, and OpenCart. If you are on Shopify, look at CoinGate or NOWPayments instead.