CoinGate
Bronze TierFull KYCCoinGate is a Lithuanian-based crypto payment gateway offering 70+ cryptocurrencies, fiat settlement in EUR, and a dedicated POS app. Full KYC required for EU regulatory compliance. 1% transaction fee with subscription billing, mass payouts, and plugins for 6 major e-commerce platforms. Ideal for European merchants who need MiCA-compliant crypto acceptance.
Last verified March 24, 2026
Fees
Transaction Fee1%
Setup FeeFree
Monthly FeeFree
Fiat ConversionIncluded
Features
Subscriptions
Invoicing
POS Terminal
API Access
White Label
Mass Payouts
Fiat Settlement
Non-Custodial
Details
Supported CryptoBTC, ETH, USDT, USDC, LTC, XRP, DOGE, ADA, SOL, DOT
ChainsEthereum, BSC, Tron, Polygon, Lightning
PluginsWooCommerce, Shopify, Magento, PrestaShop, WHMCS, OpenCart
Open Source
Self-Hosted
Pros
- 70+ cryptocurrencies supported
- Fiat settlement in EUR — great for European businesses
- Dedicated POS app for in-store payments
- Subscription billing and recurring payments
- 6 e-commerce plugins — wide platform support
- Mass payouts available
- Lightning Network support for instant BTC
- EU-based and MiCA compliant
Cons
- Full KYC required — EU regulatory compliance
- 1% transaction fee
- Custodial model
- Settlement times can take 1-2 business days
- Not available in all countries (US restricted)
- No white-label option
Best For
European businesses wanting EU-compliant crypto payments with fiat settlement in EUR
Affiliate Program
CommissionVaries
TypeReferral program
PayoutCrypto or EUR
CoinGate referral program with earnings based on referred merchant volume.
How CoinGate Compares
| Feature | CoinGate | NOWPayments | Plisio |
|---|---|---|---|
| Tier | Bronze | Gold | Gold |
| KYC Level | Full KYC | Minimal KYC | Minimal KYC |
| Transaction Fee | 1% | 0.5% | 0.5% |
| Monthly Fee | Free | Free (Business plan available) | Free |
| Supported Crypto | BTC, ETH, USDT, USDC, LTC +5 | BTC, ETH, USDT, USDC, LTC +5 | BTC, ETH, USDT, USDC, LTC +5 |
| Chains | Ethereum, BSC, Tron, Polygon +1 | Ethereum, BSC, Tron, Solana +3 | Ethereum, BSC, Tron, Litecoin +1 |
| Subscriptions | |||
| Invoicing | |||
| POS Terminal | |||
| API | |||
| Plugins | WooCommerce, Shopify, Magento, PrestaShop, WHMCS, OpenCart | WooCommerce, Shopify, Magento, PrestaShop, WHMCS, OpenCart, Zen Cart | WooCommerce, Shopify, Magento, PrestaShop, OpenCart, WHMCS |
| White Label | |||
| Mass Payouts | |||
| Fiat Settlement | |||
| Non-Custodial | |||
| Open Source | |||
| Affiliate Program | Varies Referral program | 25% Per transaction, 5-year lifetime | 25% Revenue share |
| Action |