Cryptomus Review 2026 — 0.4% Fees, White-Label & Telegram Bot
Honest Cryptomus review covering 0.4% fees, white-label checkout, Telegram bot, TON support, 25% affiliate program, and mass payouts. Pros, cons, and verdict.
TL;DR — Cryptomus
A solid mid-tier crypto payment gateway with 0.4% fees, white-label checkout, and a useful Telegram bot. Best for merchants who want low fees and managed infrastructure without full KYC headaches.
★★★★☆ 4.2 / 5
Try Cryptomus →What Is Cryptomus?
1. White-Label Checkout
Customize the payment page with your own branding — logo, colors, domain. Your customers never see the Cryptomus name. This is a feature you usually only get from enterprise gateways, but Cryptomus offers it on all plans.
2. Telegram Bot Integration
Get real-time payment notifications, create invoices, and check balances directly from Telegram. I found this surprisingly practical — no need to keep the dashboard open all day.
3. TON Blockchain Support
Full native support for TON (Toncoin). Process payments on Telegram's native blockchain with the same low fees. Few competitors offer this.
4. Mass Payouts
Send bulk crypto payments to multiple wallets in a single batch. Useful for paying affiliates, freelancers, or running cashback programs.
5. 25% Affiliate Program
Refer merchants and earn 25% of their transaction fees. The rate is competitive — NOWPayments also offers 25%, but most gateways cap at 10-15%.
6. Multi-Currency Support
Accept 20+ cryptocurrencies including BTC, ETH, USDT (TRC-20, ERC-20), TON, LTC, and more. Not as many as NOWPayments' 300+, but covers the coins that 95% of customers actually use.
Pricing & Fees
At 0.4%, Cryptomus undercuts most hosted gateways. NOWPayments charges 0.5%, CoinGate charges 1%, BitPay charges 1%. Only XAIGATE (0.2%) and Coinremitter (0.23%) are cheaper among hosted options.
Pros and Cons
Pros
- 0.4% fees — lower than most hosted gateways
- White-label checkout on all plans
- Telegram bot is genuinely useful
- TON blockchain support (rare)
- 25% affiliate program
- Mass payout functionality
- Minimal KYC — email signup gets you started
Cons
- Only 20+ coins — much less than NOWPayments' 300+
- No fiat settlement (crypto only)
- Relatively new company (est. 2022)
- No native Shopify/WooCommerce plugin
- Documentation could be more detailed
- No subscription/recurring billing
How Cryptomus Compares
Final Verdict
Cryptomus is a strong option if you want low fees with white-label branding. The 0.4% rate beats most hosted gateways, and the Telegram bot integration is a genuine differentiator for teams that live in Telegram.
The limitations are real though. No fiat settlement means you are staying in crypto. The coin selection is adequate but not extensive. And the lack of native e-commerce plugins means you will need to use the API for most integrations.
I would recommend Cryptomus for crypto-native businesses that want branded checkout pages and do not need fiat conversion. If you need more coins, go with NOWPayments. If you need the absolute lowest fees, look at XAIGATE at 0.2%.
Ready to try Cryptomus?
Try Cryptomus →Frequently Asked Questions
Is Cryptomus legit?
Yes. Cryptomus has been operating since 2022 and processes payments for thousands of merchants. They are a registered company and maintain active development of their platform.
Does Cryptomus require KYC?
Minimal. You can sign up with an email and start accepting payments. Full verification may be required for higher withdrawal limits.
What cryptocurrencies does Cryptomus support?
20+ including BTC, ETH, USDT (TRC-20 and ERC-20), TON, LTC, USDC, and others. The focus is on the most commonly used payment cryptocurrencies.
Can I use Cryptomus with WooCommerce?
Not with a native plugin. You will need to integrate via the API. This requires some development work but gives you full control over the checkout experience.
How fast are Cryptomus payouts?
Payouts are processed within a few hours. The actual delivery time depends on blockchain confirmation times — Bitcoin takes 10-60 minutes, while USDT on TRC-20 takes about 2 minutes.
Is Cryptomus cheaper than NOWPayments?
Yes, slightly. Cryptomus charges 0.4% versus NOWPayments' 0.5%. On $10,000 monthly volume, that saves you $10/month. Not huge, but it adds up over time.
Does Cryptomus support fiat settlement?
No. Cryptomus is crypto-in, crypto-out. If you need to receive USD or EUR from crypto payments, look at Confirmo or CoinGate instead.
What is Cryptomus's affiliate commission?
25% of referred merchants' transaction fees, paid ongoing. This matches NOWPayments and is higher than most competitors which offer 10-15%.