NexaPay Review 2026 — Accept Cards, Receive Crypto (No KYC)
NexaPay is the only gateway where customers pay with Visa/Mastercard and merchants receive crypto — all without KYC. Full review of this unique card-to-crypto bridge.
Key Takeaways
- NexaPay is the only payment gateway where customers pay with Visa/Mastercard and merchants receive cryptocurrency
- Zero merchant KYC — setup in under 60 seconds
- Non-custodial — crypto goes directly to your wallet
- 1-3% transaction fee — higher than crypto-only gateways, but accepts card payments
What Makes NexaPay Unique
Every other gateway in our directory works the same way: customer pays crypto, merchant receives crypto. NexaPay flips this: customers pay with their regular Visa, Mastercard, Apple Pay, or Google Pay, and the merchant receives USDT, USDC, BTC, or ETH directly to their wallet.
This opens crypto payment acceptance to businesses whose customers don't hold crypto. Your customers use their normal credit cards — they don't need wallets, exchanges, or crypto knowledge. You receive crypto without touching the banking system.
Fees
| Transaction Fee | 1-3% |
| Setup | Free — under 60 seconds |
| Merchant KYC | None |
| Customer KYC | None (standard txns) |
| Custodial | Non-custodial |
Pros & Cons
Pros
- Card → crypto bridge (unique)
- Zero merchant KYC
- Non-custodial
- White-label checkout
- Setup in 60 seconds
- Apple Pay + Google Pay
Cons
- 1-3% fee (higher than crypto-only)
- No e-commerce plugins
- Only 6 cryptocurrencies
- New platform
- No mass payouts
- No subscription billing
Verdict
Bottom Line
NexaPay solves a unique problem: accepting card payments without touching the banking system. If your customers don't use crypto but you want to receive crypto, NexaPay is the only option. The 1-3% fee is the cost of this bridge. For crypto-to-crypto, BlockBee (0.25%) or Coinremitter (0.23%) are far cheaper.